Terms & Conditions.

Who these terms apply to.

These Terms & Conditions apply when you browse marketingnotes.mt, place an order or purchase and download digital content from Marketing Notes Malta.

Marketing Notes Malta operates from Malta. If Marketing Notes Malta is a trading name, the legal operator of the website remains responsible for the obligations that apply to the trader.

Downloadable digital study notes.

Products sold through the website are digital study materials, normally supplied as downloadable PDF files or another clearly stated digital format. Product descriptions, subject level, contents and price are shown on the relevant product page.

You are responsible for checking that the product and level you are purchasing are suitable for your needs before completing checkout.

Placing an order.

By submitting an order, you are offering to purchase the selected digital product at the price shown at checkout. An order is accepted when payment is successfully processed and the order is confirmed, subject to any rights we may have to cancel an order where there has been an obvious pricing, technical or payment error.

Prices are displayed on the website in the currency shown at checkout. Any applicable taxes or charges will be presented as required before the order is completed.

If you are under the age required to enter into a binding purchase contract, you should only make a purchase with the involvement and permission of a parent or legal guardian.

Payments are processed through Stripe.

Online payments are processed using Stripe. We do not intentionally store your full card number or card security code on our own website database.

Payment may be refused, delayed or require additional verification by Stripe, your bank or card provider. An order is not considered successfully paid until the relevant payment is confirmed.

Read our Stripe Declaration for more information.

Your purchase is delivered as a download.

Once a purchase is successfully completed, the purchased digital product will be made available for download through the method shown during or after checkout, which may include an order-confirmation page or a download link sent electronically.

You are responsible for providing accurate contact details and for saving your purchased file securely after download.

If a valid purchase is completed but the download cannot be accessed because of a technical problem on our side, contact us so that we can investigate and restore access or provide another appropriate remedy.

Refund rights depend on whether downloading has begun.

Where the statutory right of withdrawal applies, you may request to withdraw from a qualifying digital-content purchase within 14 days of the conclusion of the contract provided that the download has not begun.

Where immediate supply is requested during that period, you may be asked to give prior express consent for performance to begin and to acknowledge that you lose your right of withdrawal once the digital download begins.

After you provide that consent and acknowledgement and begin downloading the product, change-of-mind refunds are not accepted. This does not affect statutory rights relating to faulty, corrupted, incorrect or non-conforming digital content.

Full details are set out in our Refunds & Returns Policy.

Your purchase gives you a personal-use licence.

Unless a product page expressly states otherwise, purchasing Marketing Notes Malta content gives the individual purchaser a limited, personal, non-exclusive and non-transferable licence to use the downloaded material for their own private study and revision.

Purchasing a product does not transfer copyright, ownership or other intellectual-property rights in the notes, design, layout, graphics or underlying content.

Do not share, resell or redistribute the notes.

Without our prior written permission, you must not:

• Share the purchased file with another person.
• Upload the notes to a shared drive, website, social-media platform, messaging group, file-sharing service or other public or private distribution channel.
• Sell, resell, sublicense, rent or commercially distribute the notes.
• Copy or reproduce substantial parts of the notes for distribution to others.
• Remove copyright, ownership or licensing notices where present.
• Present the notes, or substantial parts of them, as your own work.
• Use the material to create or sell a competing notes product that reproduces protected content from Marketing Notes Malta.

Reasonable personal use for your own study, such as storing the file on your own devices or printing a personal copy where technically permitted, does not by itself amount to redistribution.

Study support, not a guarantee of results.

Marketing Notes Malta materials are intended to support revision and study. They do not guarantee any particular examination result, grade or academic outcome.

Students remain responsible for checking the current syllabus, official course requirements, instructions from their educational institution and any updates issued by the relevant examining authority.

Unless expressly stated otherwise, Marketing Notes Malta is an independent study resource and is not presented as an official publication of an examining authority, school or educational institution.

We may update the site and products.

We may update product descriptions, pricing, website features or the availability of products from time to time. We may also temporarily suspend parts of the website for maintenance, security or technical reasons.

Changes will not remove consumer rights that already apply to a completed purchase.

Nothing here excludes rights that cannot be excluded.

Nothing in these Terms & Conditions excludes or limits liability or consumer rights where doing so would be unlawful.

To the extent permitted by law, Marketing Notes Malta is not responsible for losses caused solely by circumstances outside its reasonable control, misuse of the digital content, failure to meet third-party technical requirements, or reliance on the notes as a substitute for official course information.

Personal data is handled under our Privacy Policy.

Information collected during browsing, checkout, payment and customer support is handled as described in our Privacy Policy.

Applicable law and updates to these terms.

These Terms & Conditions are governed by the laws applicable in Malta, without depriving consumers of any mandatory protections that apply to them under applicable consumer law.

We may update these terms when our products, website or legal obligations change. The version applying to a purchase is subject to the law and terms applicable at the relevant time.

Questions can be sent through our Contact page.